[{"data":1,"prerenderedAt":2627},["ShallowReactive",2],{"en-blog/hmrc-employment-allowance":3,"en-global-content":794,"en-article-global-content":2016,"en-blog-article-more-articles-208802876":2275,"MarkdownRenderer_kWj5Wm52Ronbl8tVpiUDulfR4CPxYuEYTCSPSHY8":2620},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":782,"full_slug":783,"sort_by_date":53,"position":784,"tag_list":785,"is_startpage":27,"parent_id":786,"meta_data":53,"group_id":787,"first_published_at":788,"release_id":53,"lang":71,"path":53,"alternates":789,"default_full_slug":783,"translated_slugs":790},"HMRC Employment Allowance 2022: the rules & how to claim","2022-10-24T16:58:49.409Z","2026-11-03T12:06:47.612Z","2026-11-03T12:06:47.635Z",208802876,"c30f96b8-9012-4456-9054-6b83fc69ea59",{"_uid":11,"roles":12,"title":13,"author":14,"topics":80,"content":111,"category":674,"language":699,"component":687,"heroMedia":702,"sidebarCta":709,"publishedAt":710,"readingTime":711,"redirectUrl":25,"listingImage":712,"metaDescription":713,"componentsAfterTheArticle":714},"c4337718-c415-4168-9d74-cd38eaa407b5",[],"HMRC Employment Allowance 2024: The rules & how to claim",{"name":15,"created_at":16,"published_at":17,"updated_at":18,"id":19,"uuid":20,"content":21,"slug":64,"full_slug":65,"sort_by_date":53,"position":66,"tag_list":67,"is_startpage":27,"parent_id":68,"meta_data":53,"group_id":69,"first_published_at":70,"release_id":53,"lang":71,"path":53,"alternates":72,"default_full_slug":65,"translated_slugs":73,"_stopResolving":39},"Chris Dunne","2024-11-25T19:47:17.907Z","2026-03-12T10:47:18.012Z","2026-03-12T10:48:04.132Z",584506034,"ced1d806-6e64-42d6-8b0f-d708ebbdbbfa",{"_uid":22,"links":23,"picture":40,"lastName":44,"component":45,"firstName":46,"description":47},"88e4340f-e2bc-42fe-a8f0-79dafdd55f97",[24],{"tag":25,"_uid":26,"hide":27,"icon":28,"link":33,"type":25,"label":25,"style":37,"component":38,"mobileLabel":25,"onClickEvent":25,"openInANewTab":39,"horizontalFill":27},"","74ed5df6-6607-44c9-8870-23a2db0b8f4a",false,{"id":29,"alt":25,"name":25,"focus":25,"title":25,"source":25,"filename":30,"copyright":25,"fieldtype":31,"meta_data":32,"is_external_url":27},4129791,"https://a.storyblok.com/f/146026/x/315bd7d0c7/ic_linkedin.svg","asset",{},{"id":25,"url":34,"linktype":35,"fieldtype":36,"cached_url":34},"https://www.linkedin.com/in/chrisdunne4/","url","multilink","primary","cta",true,{"id":41,"alt":25,"name":25,"focus":25,"title":25,"source":25,"filename":42,"copyright":25,"fieldtype":31,"meta_data":43,"is_external_url":27},18695910,"https://a.storyblok.com/f/146026/349x349/9150c24a43/chris-dunne.jpg",{},"Dunne","author","Chris",{"type":48,"content":49},"doc",[50],{"type":51,"attrs":52,"content":55},"paragraph",{"textAlign":53,"key":54},null,"p-0",[56],{"text":57,"type":58,"marks":59},"Chris Dunne is our Senior Content Marketing Manager. Based in Derry, he brings over 15 years of marketing experience to our content strategy. Outside of work, Chris loves spending time with his two young children, playing football, and exploring Ireland. ","text",[60],{"type":61,"attrs":62},"textStyle",{"color":63},"#3D3929","chris-dunne","blog/author/chris-dunne",-1170,[],176408854,"62a23d5f-cd56-4dee-91e3-5642f66fa78c","2024-11-25T20:08:58.249Z","default",[],[74,76,78],{"path":65,"name":53,"lang":75,"published":53},"fr",{"path":65,"name":53,"lang":77,"published":53},"de",{"path":65,"name":53,"lang":79,"published":53},"es",[81],{"name":82,"created_at":83,"published_at":84,"updated_at":85,"id":86,"uuid":87,"content":88,"slug":99,"full_slug":100,"sort_by_date":53,"position":101,"tag_list":102,"is_startpage":27,"parent_id":103,"meta_data":53,"group_id":104,"first_published_at":105,"release_id":53,"lang":71,"path":53,"alternates":106,"default_full_slug":100,"translated_slugs":107,"_stopResolving":39},"Finance strategy","2022-10-19T17:57:50.961Z","2026-09-29T09:13:54.941Z","2026-09-29T09:13:54.957Z",206171406,"4c34e454-8993-474f-a2d1-5c1f6a260e14",{"seo":89,"_uid":97,"name":82,"component":98},[90],{"_uid":91,"noIndex":27,"component":92,"metaFields":93},"a850324e-c837-4a13-8f8f-4fbe4fd15397","seo",{"_uid":94,"plugin":95,"description":96},"e114f30f-fa13-4ca9-8e17-57f0f612f8ec","meta-fields","Long-term thinking on finance strategy: budgeting, forecasting, and the frameworks finance leaders use to plan for growth.","11f616ce-9f54-42bb-967c-fdb960b62cef","tag","finance-strategy","blog/topic/finance-strategy",-100,[],176456153,"5a788f5a-b853-4a56-959b-15a4ea69fd80","2022-11-02T15:24:54.143Z",[],[108,109,110],{"path":100,"name":53,"lang":75,"published":53},{"path":100,"name":53,"lang":77,"published":53},{"path":100,"name":53,"lang":79,"published":53},{"type":48,"content":112},[113,117,126,130,134,144,151,158,168,178,183,191,195,199,243,247,256,260,266,270,276,290,326,334,339,343,353,362,367,371,387,397,401,406,410,476,480,485,495,499,503,507,517,521,526,535,539,618,643,652,669],{"type":51,"content":114},[115],{"text":116,"type":58},"The HMRC employment allowance is a great example of a relatively small but very helpful government scheme that many businesses have never heard of. It gives small businesses immediate relief from their National Insurance contributions, freeing up a little extra cash.",{"type":51,"content":118},[119,124],{"text":120,"type":58,"marks":121},"As with all things HMRC, it can seem complex at first",[122],{"type":123},"bold",{"text":125,"type":58},". But it's designed to be automated as part of your regular payroll. So once you're set up, you don't have to do anything else.",{"type":51,"content":127},[128],{"text":129,"type":58},"This article explains what the employment allowance is and how it works, which companies are eligible, and how to make sure you receive it.",{"type":51,"content":131},[132],{"text":133,"type":58},"Keep on reading.",{"type":135,"attrs":136},"blok",{"id":137,"body":138},"3a95a542-ffda-45c3-a999-2b25f691b428",[139],{"_uid":140,"text":141,"color":142,"title":25,"component":143},"i-94c687a4-c91d-44fb-b9ca-9056ca691912","**Note**: This article is an introduction and guide, and should not be read as legal or financial advice of any kind. It was last updated in March 2024.\n\nIf you need help with corporate tax and National Insurance, seek professional advice or speak to HMRC directly.","orange","callout",{"type":135,"attrs":145},{"id":137,"body":146},[147],{"_uid":148,"html":149,"component":150},"i-1e9a8189-3d36-4579-905d-4b1f924c52d7","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-2195c353-0513-4788-a487-07c082086648\">\u003Cspan class=\"hs-cta-node hs-cta-2195c353-0513-4788-a487-07c082086648\" id=\"hs-cta-2195c353-0513-4788-a487-07c082086648\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/2195c353-0513-4788-a487-07c082086648\" >\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-2195c353-0513-4788-a487-07c082086648\" style=\"border-width:0px;\" height=\"375\" width=\"750\" src=\"https://no-cache.hubspot.com/cta/default/2694209/2195c353-0513-4788-a487-07c082086648.png\"  alt=\"New call-to-action\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, '2195c353-0513-4788-a487-07c082086648', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->","embed",{"type":152,"attrs":153,"content":155},"heading",{"level":154},2,[156],{"text":157,"type":58},"What is the HMRC employment allowance?",{"type":51,"content":159},[160,162,166],{"text":161,"type":58},"HMRC’s employment allowance ",{"text":163,"type":58,"marks":164},"lets certain companies reduce their yearly national insurance liability by up to £5,000",[165],{"type":123},{"text":167,"type":58},". For smaller businesses with eligible employees, this allowance effectively eliminates the first £5,000 of Class 1 National Insurance Contributions (NICs).",{"type":51,"content":169},[170,172,176],{"text":171,"type":58},"The allowance applies per business - not per employee. So whether you have one employee generating £5,000+ in NICs per tax year, or 10 employees generating the same, ",{"text":173,"type":58,"marks":174},"you can only claim up to £5,000",[175],{"type":123},{"text":177,"type":58},".",{"type":152,"attrs":179,"content":180},{"level":154},[181],{"text":182,"type":58},"Employment allowance 2024/25",{"type":51,"content":184},[185,189],{"text":186,"type":58,"marks":187},"The employment allowance rate hasn't changed since 2022. For 2024/25, businesses can continue to claim up to £5,000",[188],{"type":123},{"text":190,"type":58},". ",{"type":51,"content":192},[193],{"text":194,"type":58},"But previous rates may still be relevant, as you can claim up to four years after the end of a particular tax year.",{"type":51,"content":196},[197],{"text":198,"type":58},"If your business is eligible and you want to claim the allowance for past years, the amounts you can claim look like this:",{"type":200,"content":201},"bullet_list",[202,213,223,233],{"type":203,"content":204},"list_item",[205],{"type":51,"content":206},[207,211],{"text":208,"type":58,"marks":209},"2015-16",[210],{"type":123},{"text":212,"type":58},": Up to £2,000",{"type":203,"content":214},[215],{"type":51,"content":216},[217,221],{"text":218,"type":58,"marks":219},"2016-20",[220],{"type":123},{"text":222,"type":58},": Up to £3,000",{"type":203,"content":224},[225],{"type":51,"content":226},[227,231],{"text":228,"type":58,"marks":229},"2020-2022",[230],{"type":123},{"text":232,"type":58},": Up to £4,000",{"type":203,"content":234},[235],{"type":51,"content":236},[237,241],{"text":238,"type":58,"marks":239},"April 2022",[240],{"type":123},{"text":242,"type":58}," onwards: Up to £5,000",{"type":51,"content":244},[245],{"text":246,"type":58},"While these amounts apply to the tax year, they’re taken on a payroll-by-payroll basis. So you don’t wait until the end of the year to claim relief - instead, proportionate amounts are applied each time you process payroll with HMRC.",{"type":51,"content":248},[249,251,255],{"text":250,"type":58},"So assuming you make Real Time Information (RTI) submissions to the tax office, you’ll have lower NICs throughout the year. In other words, ",{"text":252,"type":58,"marks":253},"the sooner you claim, the earlier you’ll receive the allowance",[254],{"type":123},{"text":177,"type":58},{"type":51,"content":257},[258],{"text":259,"type":58},"This continues until you hit either the threshold or the end of the tax year - whichever comes first.",{"type":152,"attrs":261,"content":263},{"level":262},3,[264],{"text":265,"type":58},"How to file claims",{"type":51,"content":267},[268],{"text":269,"type":58},"Because NI deductions are made on an ongoing basis, how you claim depends slightly on how you run your payroll.",{"type":152,"attrs":271,"content":273},{"level":272},4,[274],{"text":275,"type":58},"Using HMRC’s PAYE tools",{"type":51,"content":277},[278,280,288],{"text":279,"type":58},"The tax office has built the employment allowance into its tools, so the process should be relatively straightforward. ",{"text":281,"type":58,"marks":282},"Here are the steps",[283],{"type":284,"attrs":285},"link",{"href":286,"uuid":53,"anchor":53,"target":287,"linktype":35},"https://www.gov.uk/claim-employment-allowance/how-to-claim","_blank",{"text":289,"type":58}," according to HMRC’s own guide:",{"type":291,"attrs":292,"content":295},"ordered_list",{"order":293,"key":294},1,"ol-0",[296,302,308,314,320],{"type":203,"content":297},[298],{"type":51,"content":299},[300],{"text":301,"type":58},"Select the correct name in the ‘Employer’ menu on the home page.",{"type":203,"content":303},[304],{"type":51,"content":305},[306],{"text":307,"type":58},"Select ‘Change employer details’.",{"type":203,"content":309},[310],{"type":51,"content":311},[312],{"text":313,"type":58},"Select ‘Yes’ in the ‘Employment Allowance indicator’ field.",{"type":203,"content":315},[316],{"type":51,"content":317},[318],{"text":319,"type":58},"Answer ‘Yes’ to the ‘Do state aid rules apply?’ question if you sell goods or services. Select the business sectors that apply to you. Otherwise, answer ‘No’ and select ‘State aid rules do not apply’.",{"type":203,"content":321},[322],{"type":51,"content":323},[324],{"text":325,"type":58},"Send your Employer Payment Summary (EPS) as normal.",{"type":51,"content":327},[328,332],{"text":329,"type":58,"marks":330},"If you don’t use HMRC’s PAYE tool",[331],{"type":123},{"text":333,"type":58},", you’ll need to ensure that your next EPS includes an “Employment Allowance indicator” field. And this field should be set to “Yes.”",{"type":152,"attrs":335,"content":336},{"level":262},[337],{"text":338,"type":58},"What if you haven’t claimed?",{"type":51,"content":340},[341],{"text":342,"type":58},"If at the end of the tax year you have unused employment allowance remaining on your balance, you have a few options. In either case, you’ll have to talk to HMRC directly.",{"type":51,"content":344},[345,347,351],{"text":346,"type":58},"First, you can ",{"text":348,"type":58,"marks":349},"put any unclaimed employment allowance towards tax owing",[350],{"type":123},{"text":352,"type":58},". This includes VAT and Corporation Tax.",{"type":51,"content":354},[355,357,361],{"text":356,"type":58},"Second, if you don’t have any tax owing, ",{"text":358,"type":58,"marks":359},"you can request a refund",[360],{"type":123},{"text":177,"type":58},{"type":152,"attrs":363,"content":364},{"level":154},[365],{"text":366,"type":58},"Which companies are eligible for the allowance?",{"type":51,"content":368},[369],{"text":370,"type":58},"Your company may be eligible for the allowance if:",{"type":291,"attrs":372,"content":374},{"order":293,"key":373},"ol-1",[375,381],{"type":203,"content":376},[377],{"type":51,"content":378},[379],{"text":380,"type":58},"You run a business or charity; and",{"type":203,"content":382},[383],{"type":51,"content":384},[385],{"text":386,"type":58},"Your Class 1 National Insurance liabilities were under £100,000 in the last tax year.",{"type":51,"content":388},[389,391,395],{"text":390,"type":58},"If you’re part of a group of companies or charities, ",{"text":392,"type":58,"marks":393},"the total Insurance liabilities for the group must be under £100,000",[394],{"type":123},{"text":396,"type":58},". If you have more than one payroll, the total of the combined payrolls must also be under £100,000.",{"type":51,"content":398},[399],{"text":400,"type":58},"Unlike general domestic and household workers (who we’ll see next), care and support workers are explicitly covered under the scheme.",{"type":152,"attrs":402,"content":403},{"level":262},[404],{"text":405,"type":58},"Which companies are not eligible?",{"type":51,"content":407},[408],{"text":409,"type":58},"There are a few circumstances in which companies cannot claim the employment allowance:",{"type":200,"content":411},[412,422,448],{"type":203,"content":413},[414],{"type":51,"content":415},[416,420],{"text":417,"type":58,"marks":418},"If the majority (more than half) of your work is in the public sector",[419],{"type":123},{"text":421,"type":58},". Notable examples are council bodies and the NHS;",{"type":203,"content":423},[424],{"type":51,"content":425},[426,430,432,446],{"text":427,"type":58,"marks":428},"If your company only has one employee",[429],{"type":123},{"text":431,"type":58}," earning over the Class 1 ",{"text":433,"type":58,"marks":434},"National Insurance threshold",[435],{"type":284,"attrs":436},{"href":437,"uuid":438,"anchor":53,"target":439,"linktype":440,"story":441},"/es/blog/national-insurance","f1033aad-1a7b-4f02-a7c2-bf6e13d5d158","_self","story",{"name":442,"id":443,"uuid":438,"slug":444,"url":445,"full_slug":445,"_stopResolving":39},"National Insurance: a guide for employers",443243398,"national-insurance","blog/national-insurance",{"text":447,"type":58},", and that person is also a director.",{"type":203,"content":449},[450],{"type":51,"content":451},[452,456,462,466,468,474],{"text":453,"type":58,"marks":454},"If your employees don’t pay ",[455],{"type":123},{"text":457,"type":58,"marks":458},"Class 1",[459,460],{"type":123},{"type":461},"italic",{"text":463,"type":58,"marks":464}," National Insurance Contributions (NICs)",[465],{"type":123},{"text":467,"type":58},". This is usually the case for ",{"text":469,"type":58,"marks":470},"freelancers and contractors",[471],{"type":284,"attrs":472},{"href":473,"uuid":53,"anchor":53,"target":53,"linktype":35},"https://www.track-pod.com/blog/contract-drivers/",{"text":475,"type":58},", for example.",{"type":51,"content":477},[478],{"text":479,"type":58},"Employees who perform personal, household, or domestic work also cannot be included in your claim, unless they’re a care or support worker.",{"type":152,"attrs":481,"content":482},{"level":154},[483],{"text":484,"type":58},"Calculate your potential employment allowance amounts",{"type":51,"content":486},[487,489,493],{"text":488,"type":58},"As explained above, if eligible, you can claim up to £5,000 from April 2022 onwards. Of course, ",{"text":490,"type":58,"marks":491},"you’re not automatically entitled to the full amount",[492],{"type":123},{"text":494,"type":58}," - your claim depends on the amount of NICs generated by each employee.",{"type":51,"content":496},[497],{"text":498,"type":58},"So to calculate your overall claim can be somewhat tricky. You need to know the NICs generated by each employee during the tax year. (This is why it’s easiest to let HMRC make the calculations.)",{"type":51,"content":500},[501],{"text":502,"type":58},"The actual employer contributions change based on the employee’s “National Insurance category letter” - essentially the type of job they have. But for most, the rate is 13.8% on earnings above a certain threshold.",{"type":51,"content":504},[505],{"text":506,"type":58},"For example, a full-time employee making £24,000 per year (£2,000 per month) would generate an employer contribution of £174.98 per month. This amounts to £2099.76 per year - slightly under half the company’s allowance.",{"type":51,"content":508},[509,511,515],{"text":510,"type":58},"So ",{"text":512,"type":58,"marks":513},"two employees earning that amount would represent the full employment allowance",[514],{"type":123},{"text":516,"type":58}," for the tax year.",{"type":51,"content":518},[519],{"text":520,"type":58},"HMRC has an NIC calculator to do these assessments on a per-employee basis. Be sure to check the employee’s category letter; in most cases for full-time workers the letter is “A.”",{"type":152,"attrs":522,"content":523},{"level":154},[524],{"text":525,"type":58},"Take advantage of the government’s allowances",{"type":51,"content":527},[528,530,534],{"text":529,"type":58},"Here is another example of potential tax and National Insurance relief for companies, as provided for by HMRC. 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It can be managed through invoices, wire transfers and purchase orders.",{"type":2049},{"type":203,"content":2152},[2153],{"type":51,"content":2154},[2155,2159,2161],{"text":2156,"type":58,"marks":2157},"Discretionary and operational spend",[2158],{"type":123},{"text":2160,"type":58}," is also centralized, but spending is done by managers and employees during their daily professional lives. It includes card purchases, subscription payments, digital ads, events, office orders, and business travel.",{"type":2049},{"type":203,"content":2163},[2164],{"type":51,"content":2165},[2166,2170,2172,2173,2174,2176,2180,2182,2183,2184,2186,2187,2188,2190,2191,2192],{"text":2167,"type":58,"marks":2168},"Expenses",[2169],{"type":123},{"text":2171,"type":58},", unlike strategic spend, represent a significant amount of small purchases that can be difficult to track. 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It takes into account the end-to-end process when someone needs to spend: getting purchase approvals, providing payment methods, submitting and processing invoices, submitting and reimbursing expense claims, chasing receipts and invoices for reconciliation, and assigning the right analytical codes, expense accounts, and VAT rates to all those expenses for bookkeeping.",{"type":2049},{"type":2049},{"text":2185,"type":58},"Spend management tools become necessary when the number of employees increases and the need for clear processes, better visibility and control starts to grow for finance teams.",{"type":2049},{"type":2049},{"text":2189,"type":58},"Employees need flexible, user-friendly tools, in order to spend easily and be empowered to do their job.",{"type":2049},{"type":2049},{"text":2193,"type":58},"That’s when Spendesk can be a good fit.",{"_uid":2195,"title":2196,"component":721,"description":2197},"f20ef905-76e9-4b90-a0db-1e8c1c5ae03f","How does Spendesk work?",{"type":48,"content":2198},[2199],{"type":51,"content":2200},[2201,2203,2204,2205,2209,2210,2212,2213,2214,2216,2217,2218,2222,2223,2225,2226,2227,2229,2230,2231,2233,2237,2239,2240,2241,2243,2244,2245,2247,2248,2249],{"text":2202,"type":58},"Spendesk provides payment methods for modern businesses, and a powerful platform for finance teams to manage spending. This includes debit cards to replace old-fashioned company credit cards, virtual cards for online purchases, and automated expense reports for unexpected payments.",{"type":2049},{"type":2049},{"text":2206,"type":58,"marks":2207},"For employees",[2208],{"type":123},{"type":2049},{"text":2211,"type":58},"Employees no longer need to spend out-of-pocket. They request funds for a particular purchase, and can use their Spendesk card or virtual card to execute the payment.",{"type":2049},{"type":2049},{"text":2215,"type":58},"If for any reason the employee can’t use their Spendesk card, they snap a picture of the receipt via the Spendesk mobile app and create an expense claim on the spot. This is sent directly to their manager for validation, and on to the finance team.",{"type":2049},{"type":2049},{"text":2219,"type":58,"marks":2220},"For finance teams",[2221],{"type":123},{"type":2049},{"text":2224,"type":58},"Each employee has their own Spendesk profile and debit expense card. So unlike the company credit card, you always know who’s spending company money.",{"type":2049},{"type":2049},{"text":2228,"type":58},"The platform lets controllers create spending limits and pre-approvals. C-Level executives or managers will have a different level of pre-approved spend from other staff. Should a team member need to go over their pre-approved budget, they can make a request to their manager via the mobile app or the platform online.",{"type":2049},{"type":2049},{"text":2232,"type":58},"When an expense is made with a Spendesk card, ",{"text":2234,"type":58,"marks":2235},"the employee simply snaps a picture of the receipt",[2236],{"type":123},{"text":2238,"type":58}," at the time of purchase. 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Here's how smart finance business partnering makes this possible, and 5 keys to doing it well. ",[2321],{"_uid":2322,"items":2323,"heading":2367,"reverse":27,"component":773,"sectionSettings":2384},"5ae5850c-ff6e-4b98-8825-e0f4eb80666a",[2324,2332,2340,2349,2358],{"_uid":2325,"title":2129,"component":721,"description":2326},"09f2ce31-4ac0-4d4e-8168-8b15ce8a51cb",{"type":48,"content":2327},[2328],{"type":51,"content":2329},[2330],{"text":2331,"type":58},"Spend management is the process companies use to control, track, and optimize business spending. Spendesk centralizes approvals, issues physical and virtual cards, automates receipt capture and expense claims, and syncs transactions with accounting software. Spendesk reduces manual reconciliation, enforces budgets with spending limits, and provides finance teams real-time visibility into company-wide expenditures.",{"_uid":2333,"title":2196,"component":721,"description":2334},"fb0e62d6-9997-4881-a180-4f1b64bd9824",{"type":48,"content":2335},[2336],{"type":51,"content":2337},[2338],{"text":2339,"type":58},"Spendesk works by combining corporate cards, approval workflows, and automated expense capture into a single platform. Employees request funds or use Spendesk physical or virtual cards, snap receipts in the mobile app, and submit claims for manager approval. Spendesk tags transactions, enforces budgets, and exports reconciled data to accounting tools for faster month-end close.",{"_uid":2341,"title":2342,"component":721,"description":2343},"4dde9002-479f-4394-887f-3aa0d6f476e4","What is finance business partnering?",{"type":48,"content":2344},[2345],{"type":51,"content":2346},[2347],{"text":2348,"type":58},"Finance business partnering is when finance professionals collaborate with teams to guide budgeting, forecasting, and decision-making. Spendesk supports finance business partners by delivering real-time spend dashboards, budget controls, and approval workflows that surface actionable insights. Spendesk's transaction tagging and accounting exports let finance partners provide timely analysis and reduce manual reconciliation for strategic decision support.",{"_uid":2350,"title":2351,"component":721,"description":2352},"84f4dd1e-938f-4c44-bfa7-da09023e1a08","How can Spendesk improve budget control for finance teams?",{"type":48,"content":2353},[2354],{"type":51,"content":2355},[2356],{"text":2357,"type":58},"Spendesk improves budget control by enabling finance teams to create project- and team-level budgets, set card spending limits, and pre-approve purchases. Spendesk's approval workflows and real-time spend alerts prevent overspend, while automatic reconciliation and reporting simplify variance analysis and help finance teams enforce budget policies across the organization.",{"_uid":2359,"title":2360,"component":721,"description":2361},"a8f23c9b-757e-4385-a27a-80ef62d1baba","Can Spendesk integrate with accounting software?",{"type":48,"content":2362},[2363],{"type":51,"content":2364},[2365],{"text":2366,"type":58},"Spendesk integrates with major accounting software to automatically export reconciled transactions, VAT codes, and expense categories. Spendesk's integrations map Spendesk transaction data to ledgers, reduce manual journal entries, and accelerate month-end close. 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Here's our list with 11 of the very best.",[2441],{"_uid":2442,"items":2443,"heading":2480,"reverse":27,"component":773,"sectionSettings":2498},"9d2a0e13-2757-4d76-bc62-13efa9ba72dc",[2444,2453,2462,2471],{"_uid":2445,"title":2446,"component":721,"description":2447},"fa12c189-9d43-460a-9929-bfbb76af6330","What finance events in Europe should finance teams attend this year?",{"type":48,"content":2448},[2449],{"type":51,"content":2450},[2451],{"text":2452,"type":58},"Spendesk recommends finance teams attend industry conferences, CFO summits, and fintech expos that focus on spend automation and scaling operations. Spendesk's virtual cards, automated expense reports, and budget and approval controls help teams compare vendors, evaluate integration with accounting systems, and learn practical workflows for centralized company spending.",{"_uid":2454,"title":2455,"component":721,"description":2456},"7dadbdd6-f29a-4bd9-858b-5729f6e4cfc6","How can finance teams get the most value from attending European finance conferences?",{"type":48,"content":2457},[2458],{"type":51,"content":2459},[2460],{"text":2461,"type":58},"Spendesk advises preparing clear goals, scheduling vendor demos, and prioritizing sessions on automation and compliance. 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